Camp is as important as school in a child's development. Through activities and play, children learn a wide range of skills and develop physically, emotionally, socially, and intellectually. Children learn by doing, living, and experiencing things for themselves with out parental intervention. It's one thing to do things at home, but quite another to to be independent and do them for yourself.
Residential camps can be downright expensive, even if the experiences are worth every penny. If you're trying to figure out how you can afford to send your child to summer camp, consider the following cost saving ideas.Cheap Summer Camp
Families that in the past have sent their children to private upper end overnight camps, especially on the east coast, are now looking at alternatives that might be far less expensive. One suggestion is to look in the midwest for a camp that might offer very similar activity programs at a cost 25-30% less than the equivalent east coast camp.
For many you may need to change your private camps look to alternative programs that might be similar to what you have done in the past yet less expensive. This is just a matter of shopping on the internet for price. See Swift Nature Camp as a wonderful value camp.Outdoors Summer Camp offer not only a chance to be outside but the opportunity to build friendships.
Parents can also choose a less expensive overnight camp program, such as a YMCA or a even a church program. These summer camps can save sometimes half compared to a private camp.
Park Districts also offer a day summer camp. These are usually the most cost effective, however, day camps generally do not offer the same array of activities and benefits that an overnight summer camp provides.
Most importantly, most camps do have discounts and campership programs, yet rarely do these programs make camp free. Each individual camp determines how to run their own discounts, it's important to ask the director how to take part in a campership program to help make camp affordable for you.
If these areas still leave summer camp out of the question the ACA American Camp Association recommends: 1) Parents should inquire into whether the camp participates in income-eligible subsidy programs, for instance through Title XX. 2) A Dependent Care Flexible Spending Account allows parents to be reimbursed on a pre-tax basis for child care or adult dependent care expenses for qualified dependents that are necessary to allow parents to work, look for work, or to attend school full time. Visit the FSA Feds Web site for more information. 3) In certain circumstances, day care expenses, including transportation by a care provider, may be considered dependent care services and paid with pre-tax dollars. Visit the Internal Revenue Service (IRS) for more information. 4) Child and Dependent Care Tax Credit: The IRS allows an income tax credit of up to $6,000 of dependent care expenses if you have two or more dependents (up to $3,000 for one dependent). The amount of the credit is based on your adjusted gross income and applies only to your federal taxes. This applies to qualifying day camp expenses as well. Visit the FSA Feds Web site for more information.
Remember, all camps are not created equal and cost is often reflected in quality of programs. It is imperative that you do your homework to ensure a quality experience for your child. One areas where camps cut costs is staffing. Some camps use volunteers while others have paid staff. Look at counselor-to-camper ratios to determine how many campers are sleeping in each cabin with how many children. What age are the counselors? If they are not over 18, parents should be wary.
Search out the total cost of the camp. This should include not only tuition, but transportation, camp store, spending money, laundry, off-site trips, and uniforms (if required). Ask about how deposits and if it is refundable. When are fees due?
Camp is all about Safety. You want to be reassured that your child will be safe and will return home at the end of camp. Be sure your camp is an accredited member of the American Camp Association. The ACA ensures that over 300 standards are met in their accreditation process.
Remember the experience of being a kid? The summers seem long, and camp create a lifetime of memories. For many adults, these recollections of youth at camp are some of their best. Do what you need to save money at camp this summer but what ever don't let summer camp pass your child by this year.
Residential camps can be downright expensive, even if the experiences are worth every penny. If you're trying to figure out how you can afford to send your child to summer camp, consider the following cost saving ideas.Cheap Summer Camp
Families that in the past have sent their children to private upper end overnight camps, especially on the east coast, are now looking at alternatives that might be far less expensive. One suggestion is to look in the midwest for a camp that might offer very similar activity programs at a cost 25-30% less than the equivalent east coast camp.
For many you may need to change your private camps look to alternative programs that might be similar to what you have done in the past yet less expensive. This is just a matter of shopping on the internet for price. See Swift Nature Camp as a wonderful value camp.Outdoors Summer Camp offer not only a chance to be outside but the opportunity to build friendships.
Parents can also choose a less expensive overnight camp program, such as a YMCA or a even a church program. These summer camps can save sometimes half compared to a private camp.
Park Districts also offer a day summer camp. These are usually the most cost effective, however, day camps generally do not offer the same array of activities and benefits that an overnight summer camp provides.
Most importantly, most camps do have discounts and campership programs, yet rarely do these programs make camp free. Each individual camp determines how to run their own discounts, it's important to ask the director how to take part in a campership program to help make camp affordable for you.
If these areas still leave summer camp out of the question the ACA American Camp Association recommends: 1) Parents should inquire into whether the camp participates in income-eligible subsidy programs, for instance through Title XX. 2) A Dependent Care Flexible Spending Account allows parents to be reimbursed on a pre-tax basis for child care or adult dependent care expenses for qualified dependents that are necessary to allow parents to work, look for work, or to attend school full time. Visit the FSA Feds Web site for more information. 3) In certain circumstances, day care expenses, including transportation by a care provider, may be considered dependent care services and paid with pre-tax dollars. Visit the Internal Revenue Service (IRS) for more information. 4) Child and Dependent Care Tax Credit: The IRS allows an income tax credit of up to $6,000 of dependent care expenses if you have two or more dependents (up to $3,000 for one dependent). The amount of the credit is based on your adjusted gross income and applies only to your federal taxes. This applies to qualifying day camp expenses as well. Visit the FSA Feds Web site for more information.
Remember, all camps are not created equal and cost is often reflected in quality of programs. It is imperative that you do your homework to ensure a quality experience for your child. One areas where camps cut costs is staffing. Some camps use volunteers while others have paid staff. Look at counselor-to-camper ratios to determine how many campers are sleeping in each cabin with how many children. What age are the counselors? If they are not over 18, parents should be wary.
Search out the total cost of the camp. This should include not only tuition, but transportation, camp store, spending money, laundry, off-site trips, and uniforms (if required). Ask about how deposits and if it is refundable. When are fees due?
Camp is all about Safety. You want to be reassured that your child will be safe and will return home at the end of camp. Be sure your camp is an accredited member of the American Camp Association. The ACA ensures that over 300 standards are met in their accreditation process.
Remember the experience of being a kid? The summers seem long, and camp create a lifetime of memories. For many adults, these recollections of youth at camp are some of their best. Do what you need to save money at camp this summer but what ever don't let summer camp pass your child by this year.
About the Author:
About the authors: Jeff and Lonnie Lorenz are the directors of Swift Nature Camp, a non-competitive, traditional overnight Coed Summer Camps. Boys and Girls Ages 6-15 enjoy nature, animals and science along with traditional camping activities. Mention this article and save $200 Minnesota Summer Camp